Digital Finance for SME & Consumer Lending

Digital Finance for Consumer & SME Lending

Credit cards, now a five-decade old industry, has been a massive business generating enormous profits. However, over the past ten years in particular, the industry has lost a vast deal of experience through attrition, retirement and the loss of expertise as banks and even cards businesses shuttered their doors. The shift to a global digital business culture is going to have an enormous impact as the form factor changes in the credit card industry. Separately, a brand new digital lending industry is emerging as a threat to the credit cards business.

In emerging markets in particular there is a demand for small ticket credit, issued digitally.

What are the key themes?

• Open source platforms
• The power of APIs
• Ready access to credit across channels
• Mobile is the leader
• Flexibility
• Credit is now more democratic
• Power of social media

The service offers:

• Case studies of leading players, our assessment of their recent performance, and a review and assessment of their fintech strategies
• Case studies of the leading emerging digital finance lenders
• Notable credit and digital finance initiatives currently underway
• A briefing on the state of the credit and digital finance industry across each las las region
• Recommendations for use in designing strategies, improving execution, creating new addressable market segments, improving processes and practices and increasing profitability
• Data for ranking of issuers