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Digital Finance

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Digital Finance

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Credit Cards & Digital Finance

Download the Credit Cards & Digital Finance prospectus

Credit cards, now a five-decade old industry, has been a massive business generating enormous profits. However, over the past ten years in particular, the industry has lost a vast deal of experience through attrition, retirement and the loss of expertise as banks and even cards businesses shuttered their doors. The shift to a global digital business culture is going to have an enormous impact as the form factor changes in the credit card industry. Separately, a brand new digital lending industry is emerging as a threat to the credit cards business.

In emerging markets in particular there is a demand for small ticket credit, issued digitally.

What are the key themes?

  • Open source platforms
  • The power of APIs
  • Ready access to credit across channels
  • Mobile is the leader
  • Flexibility
  • Credit is now more democratic
  • Power of social media

The service offers:

  • Case studies of leading players, our assessment of their recent performance, and a review and assessment of their fintech strategies
  • Case studies of the leading emerging digital finance lenders
  • Notable credit and digital finance initiatives currently underway
  • A briefing on the state of the credit and digital finance industry across each region
  • Recommendations for use in designing strategies, improving execution, creating new addressable market segments, improving processes and practices and increasing profitability
  • Data for ranking of issuers

For More Information Please Contact Us:

Email: enquiries@lafferty.com
Phone: +44 (0) 800 772 3849

Research Reports
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