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THE NEW PAYMENTS LANDSCAPE

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THE NEW PAYMENTS LANDSCAPE

The Alternatives Go Mainstream

The global payments industry is at a profound point of inflection as a result of a combination of forces. These include regulatory changes, new entrants, new technology and payments media – in particular the mobile device/smartphone. The prize is not just a piece of large and growing payments volume but the prospect of incremental revenues arising from the facilitation of increased e-commerce/m-commerce activity through the effective exploitation of digital payments data – a revenue stream that has the potential to deliver a multiple of traditional merchant service charges (MSCs)/interchange revenue, which is under increasing pressure in most markets.

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