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Module 1: Contactless and Cappuccino: A history of mobile wallets in North America

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Contactless and Cappuccino: A history of mobile wallets in North America

There are a projected 230 million smartphone users in North America in 2019. A projected US$160 billion in proximity payments will be made at POS through more than half a dozen major Mobile Wallets with about 25 to 40 million users each. Mobile Wallets are provided by Financial Services Institutions (FSIs) or banks, device manufacturers like Apple and Samsung, Merchants, Online retailers, and FinTech giants like PayPal and Google.

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