Issue Four: Middle East and Africa

AFRICA'S DIGITAL INFRASTRUCTURE IS BIG ON DATA BUT LOW ON CREDIT

Africa is going through massive change. Technological advances on mobile for credit assessment are poised to deliver huge impact by bringing digital, quicker, accessible, and affordable credit to hundreds of millions of aspiring consumers in several markets. Learn more about africa's Digital infrastructure – Big on Data but low on Credit.

Historically, there has been a marked disconnect between what emerging market consumers need and the relatively limited set of products and services that are available to them from the banking system. Discover how Fintechs in Sub Saharan Africa stack up versus the rest.

The Middle East stands out on the availability of capital and the near 100% penetration of smartphones. While the fintech ecosystem has the potential to significantly alter the economics of credit in these markets, its success will depend in large part in overcoming a series of challenges. So, how does the digital credit and SMEs gain from the rise of Fintechs in the Middle East?

The report includes:

• Section 1: Africa's Digital infrastructure – Big on Data but low on Credit
• Section 2: Fintechs in Sub Saharan Africa -how they stack up versus the rest
• Section 3: How digital credit and SMEs gain from the rise of Fintechs in the Middle East
• Section 4: Case Study – Jumia – Pan African Unicorn – Is Jumia Pay / lending the path to profit?
• Section 5: Case Study – Interswitch – Nigeria's payment processing giant

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