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Issue Two: Latin America and Caribbean

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Issue Two: Latin America and Caribbean

Case study: Creditas

Over the past five years, the retail payment market in Latin America and Caribbean has changed structurally and continues to focus on innovation through online channels. Entry of digital banks and availability of cheap, fast, and reliable digital technology have changed the focus of payment industry to providing innovative, secure, and fast payment methods to a larger mass of population in the region. However, only a few innovations have been game changing so far in the digital finance space. We observe that most innovations are first developed in a niche market and then, if successful, applied to other markets.

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