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 >  Middle East and Africa  >  Middle East & Africa Issue 6

Issue 6: Middle East and Africa

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CREDIT CARDS AND DIGITAL FINANCE – Issue 6

The effects of the Covid pandemic on digital finance in Africa

In this issue we explore the effects of COVID pandemic on digital finance in Africa.

Middle East vs. Africa – an ever-expanding gap
The GCC countries and the countries in North Africa have been ahead of the rest of the region in opening their markets for digital banks, fintechs and mobile wallets. Find out what gives the GCC countries the edge and why we believe that the GCC will be better off in funding the rapid expansion of digital finance in Africa.

MEA Banks have 3 options for going digital
Adapting to increasingly digital market environments and taking advantage of digital technologies to improve products and services are important goals for every contemporary financial institution. A few of them appear to be making the fundamental changes they believe are necessary to achieve these goals in this fluid environment of pandemic and economic distress. We discuss the various digital strategies being implemented to achieve the digital transformation.

Nigeria – the frontier for fintech
Nigeria appears to be framing a perspective of the digital economy and a greater understanding of the complexities, challenges, and opportunities that come with it. Discover how the COVID pandemic has energised Nigeria to take fintech more seriously and attract new investments in fintechs which are suited to the local market requirements.

Read our case studies:

  • OPay: who are now a major service provider to the 37 million unbanked customers in Nigeria
  • Chipper Cash: a truly African start-up with that offers its mobile-based, no fee, P2P payment services: is a transnational payments start-up founded in 2018 by Ugandan Ham Serunjogi and Ghanaian Maijid Moujaled


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