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Daily Briefing

Welcome to the Lafferty Daily Briefing

Lafferty Daily Briefing provides a concise round up and analysis of critical developments in the world of consumer and SME banking, cards and payments and digital finance.


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Charter Savings Bank joins the retail fray in the UK

The Charter Savings Bank opened for business this week, becoming the second online-only savings bank for UK savers after Paragon. It is part of a wave...

EU banks still searching for solutions to regulatory challenges

New research commissioned by PwC shows the burden of increasing regulation is having a serious impact on European banks, just as they are starting to...

Cometh the Blockchain

Time to examine the many and varied ways that the blockchain, considered apart from bitcoin, can propel payments and, indeed, banking itself into a new...

The Wearable World Meets Host Card Emulation

Fin Keegan examines the relationship between near field communication, host card emulation and the world of tokenisation in wearable devices The showcasing...

Why customer service quality matters

Delivering on Customer Service Quality (CSQ) is the differentiating factor for most businesses and all retail banks. Why do I say this? There is a plethora...

The Belgian Cards Market

Belgium is distinguished by its cultural and ethnic diversity. The country is divided into three main regions: Dutch-speaking Flanders, which holds around...

Retail banking in Belgium

Belgium is distinguished by its cultural and ethnic diversity. The country is divided into three main regions: Dutch-speaking Flanders, which holds around...

Credit card net income at US banks 2014

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The truth about good strategy

A quiz. Can you recognise the bank by how the chief executive's statement explains its strategy? "Our strategy is to ... make financial...

Lending Club publishes strong Q4 figures but profits still some way off

Marketplace lending giant Lending Club has published its eagerly awaited loan origination figures for Q4 2014, taking the platform's total loan issuance...

Cybersecurity experts ridicule Gemalto's defence of security breach

Dutch SIM card manufacturer Gemalto has been widely ridiculed by cybersecurity experts and reporters for concluding that no encryption keys had been stolen...

Twitter's move into payments gathers pace

Barclays becomes the first UK bank to offer payments services through Twitter, using its Pingit money transfer app. Barclays' Pingit app was launched...

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