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Daily Briefing

Welcome to the Lafferty Daily Briefing

Lafferty Daily Briefing provides a concise round up and analysis of critical developments in the world of consumer and SME banking, cards and payments and digital finance.

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The cards market in Peru

Payment cards market Peruvian consumers increased their use of credit cards as a borrowing instrument between 2006 and 2014. As of...

Peru: Cards per 100 adults


Netspend: profitably targeting the unbanked in the US

Founded: 1999 Country: US Value proposition: NetSpend provides customers with FDIC-insured Visa® and MasterCard® prepaid card. Cards...

Vodafone is beefing up its Vodafone Wallet service in Europe

Vodafone Wallet in Europe will allow contactless bank card payments from the second quarter of 2015, following new agreements with Visa and Carta Worldwide....

MasterCard says Egypt ready to make great leap forward with financial inclusion

Mr Magdy Hassan, MasterCard's country manager for Egypt, told the 7th annual conference of the Egytian Banking Institute in Cairo on Monday that Egypt...

Peru: Retail banks' return on assets 2012-2014E


Silent behaviour key to future of cybersecurity, says Irish scientist and entrepreneur

The drive for cybersecurity has many opponents – often found among that group of people who constantly forget their passwords and PIN numbers, and are...

Egypt looks to financial innovation to stay competitive amid fears that banking sector could repeat Western mistakes

The Egyptian banking sector does not expect competition from the same fintech challengers that are alarming European and US banks, several speakers told...

Financial Conduct Authority sees slight drop in level of complaints against banks

The Financial Conduct Authority (FCA) has published it latest statistics concerning complaints about banks, which shows a slight decrease in problem issues....

Co-operative Bank may unwittingly join challengers in consolidation wave

Future job losses look likely at the Co-operative Bank, as it publishes its 2014 results with losses totalling £264.2 million ($392 million), less...

Retail banking in Peru

Overview As of December 2014, Peru's population is estimated at 30.8 million, with an average annual growth rate of 1.14 percent...

Like them or not, TransferWise's provocative ads are effective

There's something about the UK-based international currency transfer business TransferWise that excites otherwise calm people – and not always in a...

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