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  		<title>Lafferty Group - Latest Articles</title>
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			<title><![CDATA[RBA moves on online banking failures]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/RBA_moves_on_online_banking_failures_4509</link>
            <description><![CDATA[RBA moves on online banking failures
The Reserve Bank of Australia has moved to counter public disquiet over a series of operational failures at the country's major banks that have left retail banking customers unable to access online services.
Acc]]></description>
            <pubDate>Wed, 22 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
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			<title><![CDATA[Barnier appoints expert group on reform]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Barnier_appoints_expert_group_on_reform_4510</link>
            <description><![CDATA[Barnier appoints expert group
EU Commissioner Michel Barnier has appointed the members of the High-level Expert Group set to examine structural aspects of the EU's banking sector. The decision to set up this Group was announced by Commissioner Miche]]></description>
            <pubDate>Wed, 22 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Barnier_appoints_expert_group_on_reform_4510</guid>
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			<title><![CDATA[UK Payments Council to link mobile numbers to bank accounts]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/UK_Payments_Council_to_link_mobile_numbers_to_bank_accounts_4511</link>
            <description><![CDATA[&nbsp;
UK Payments Council to link mobile numbers to bank accounts
The UK Payments Council is building a central database that will allow customers to link their mobile phone number to their account details, regardless of who they bank with. It wil]]></description>
            <pubDate>Wed, 22 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/UK_Payments_Council_to_link_mobile_numbers_to_bank_accounts_4511</guid>
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			<title><![CDATA[Elavon, DataCash in European e-commerce gateway]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Elavon_DataCash_in_European_ecommerce_gateway_4507</link>
            <description><![CDATA[&nbsp;
Elavon, a wholly owned subsidiary of U.S. Bancorp (NYSE: USB) and a leading global payments provider, has partnered with DataCash, a MasterCard Company, to launch Elavon&rsquo;s Global E-commerce Gateway solution in Europe. The solution expan]]></description>
            <pubDate>Tue, 21 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Elavon_DataCash_in_European_ecommerce_gateway_4507</guid>
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			<title><![CDATA[Visa, PayPal in security spat]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Visa_PayPal_in_security_spat_4508</link>
            <description><![CDATA[Visa, PayPal in security spat
Visa and PayPal are at odds over their respective security provisions.
The dispute started following coments by Visa's global head of product, Jim McCarthy, at a Goldman Sachs technology and internet conference confere]]></description>
            <pubDate>Tue, 21 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
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			<title><![CDATA[Lloyds to claw back bonuses over PPI losses]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Lloyds_to_claw_back_bonuses_over_PPI_losses_4505</link>
            <description><![CDATA[Lloyds to claw back bonuses
Lloyds Banking Group will claw back bonuses previously  awarded to senior executives as a consequence of the mis-selling  of loan payment protection insurance (PPI), according to reports in the UK media. 
Lloyds is belie]]></description>
            <pubDate>Mon, 20 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Lloyds_to_claw_back_bonuses_over_PPI_losses_4505</guid>
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			<title><![CDATA[Bank of Ireland makes 190 million loss in 2011]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Bank_of_Ireland_makes_190_million_loss_in_2011_4506</link>
            <description><![CDATA[Bank of Ireland makes &euro;190 million loss in 2011
Bank of Ireland, the only major Irish bank not to be in majority state hands, made a loss of &euro;190 million in 2011 as compared with a loss of &euro;950 million in 2010.
According to bank CEO,]]></description>
            <pubDate>Mon, 20 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Bank_of_Ireland_makes_190_million_loss_in_2011_4506</guid>
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			<title><![CDATA[Barclays launches Pingit]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Barclays_launches_Pingit_4504</link>
            <description><![CDATA[Barclays launches Pingit
Barclays has launched Pingit, which it claims if Europe&rsquo;s first person-to-person service for sending and receiving money using mobile phone numbers. The service is free, to anyone with a UK current account and UK mobil]]></description>
            <pubDate>Thu, 16 Feb 2012 18:07:03 GMT</pubDate>
            <category>Cards Insights</category>
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			<title><![CDATA[Retail dominates for SocGen in 2011]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Retail_dominates_for_SocGen_in_2011_4503</link>
            <description><![CDATA[Retail dominates for SocGen in 2011
Group net income at Societe Generale totalled EUR 2.4 billion for 2011 - a fall of 39 per cent on the previous year. Net income collapsed in Q4, amounting to EUR 100 million; this was due to losses in investment b]]></description>
            <pubDate>Thu, 16 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Retail_dominates_for_SocGen_in_2011_4503</guid>
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			<title><![CDATA[Telef&oacute;nica announces m-wallet details]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Telefnica_announces_mwallet_details_4501</link>
            <description><![CDATA[Telef&oacute;nica announces m-wallet details

Telef&oacute;nica Digital will partner with Sybase 365 to provide mobile wallet services. This&nbsp;virtual wallet "will offer a convenient and secure way of accessing a range of services from a stored]]></description>
            <pubDate>Tue, 14 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Telefnica_announces_mwallet_details_4501</guid>
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			<title><![CDATA[Google Wallet prepaid disabled]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Google_Wallet_prepaid_disabled_4502</link>
            <description><![CDATA[Google Wallet prepaid disabled
Google Wallet has disabled prepaid provisioning following revelations that the security of prepaid balances could be compromised.
This action was confirmed in a blog&nbsp;post by Osama Bedier, Vice President, Google W]]></description>
            <pubDate>Tue, 14 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Google_Wallet_prepaid_disabled_4502</guid>
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			<title><![CDATA[Credit card in midlife crisis  PwC]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Credit_card_in_midlife_crisis__PwC_4498</link>
            <description><![CDATA[Credit card in &ldquo;midlife crisis&rdquo; &ndash; PwC
The credit card is experiencing a &ldquo;midlife crisis&rdquo; and is coming under pressure from a variety of forces, according to a new report from PwC.
The consumer credit market in the UK i]]></description>
            <pubDate>Mon, 13 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Credit_card_in_midlife_crisis__PwC_4498</guid>
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			<title><![CDATA[Payday loans fall under scrutiny]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Payday_loans_fall_under_scrutiny_4499</link>
            <description><![CDATA[Payday loans fall under scrutiny
The new chief at the Consumer Financial Protection Bureau in the US, Richard Cordray, is tackling the growth phenomenon of payday loans in the US.
Speaking at the launch of a field hearing on payday lending in Brimi]]></description>
            <pubDate>Mon, 13 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Payday_loans_fall_under_scrutiny_4499</guid>
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			<title><![CDATA[Barclays retail stands out in 2011]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Barclays_retail_stands_out_in_2011_4500</link>
            <description><![CDATA[Barclays retail stands out in 2011
Barclays Bank made a profit before tax of &pound;5.6 billion in 2011, down 3 per cent on the previous year. This represented a return on equity of 6.6 per cent. below the bank's stated goal of 13 per cent for 2013.]]></description>
            <pubDate>Mon, 13 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Barclays_retail_stands_out_in_2011_4500</guid>
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			<title><![CDATA[Visa in new mobile offering with Monitise]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Visa_in_new_mobile_offering_with_Monitise_4496</link>
            <description><![CDATA[Visa in new mobile offering with Monitise 
Visa has launched of mobile services that       allow financial institutions to offer their account holders the ability       to monitor account history and balances, transfer funds between       accounts,]]></description>
            <pubDate>Fri, 10 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Visa_in_new_mobile_offering_with_Monitise_4496</guid>
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			<title><![CDATA[Google scraps UK mortgage comparison service]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Google_scraps_UK_mortgage_comparison_service_4497</link>
            <description><![CDATA[Google scraps UK mortgage comparison service
Google has taken its UK mortgage price comparison service, Google Advisor, offline. It was reported in the UK press that the service will be discontinued. This follows the closure of the US version.
goog]]></description>
            <pubDate>Fri, 10 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Google_scraps_UK_mortgage_comparison_service_4497</guid>
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			<title><![CDATA[Visa net income up 21% in Q1]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Visa_net_income_up_21_in_Q1_4495</link>
            <description><![CDATA[Visa net income up 21% in Q1
Visa made net income of $1.0 billion in the first quarter of its fiscal 2012 to the end of December 2011. This was a 21 per cent increase on the corresponding period in the previous year.&nbsp;
Payments volume growth fo]]></description>
            <pubDate>Thu, 09 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Visa_net_income_up_21_in_Q1_4495</guid>
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			<title><![CDATA[Nutmeg best in show at Finovate]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Nutmeg_best_in_show_at_Finovate_4490</link>
            <description><![CDATA[Nutmeg best in show at Finovate
Nutmeg, a start-up personal savings and investment platform, was one of four Best in Show winners from more than 30 companies presenting at Finovate Europe 2012 in London, a one day event highlighting top innovations]]></description>
            <pubDate>Wed, 08 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Nutmeg_best_in_show_at_Finovate_4490</guid>
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			<title><![CDATA[Cards and payments dominates at Finovate]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Cards_and_payments_dominates_at_Finovate_4491</link>
            <description><![CDATA[Cards and payments dominates at Finovate
Cards and payments businesses and applications dominated&nbsp;Finovate Europe 2012 in London, a one day event highlighting top innovations in financial services. The four&nbsp;Best in Show award winners&nbsp;]]></description>
            <pubDate>Wed, 08 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Cards_and_payments_dominates_at_Finovate_4491</guid>
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			<title><![CDATA[Temenos, Misys to merge]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Temenos_Misys_to_merge_4492</link>
            <description><![CDATA[Temenos, Misys to merge
Banking software giants Temenos and Misys have agreed terms to merge the businesses. Temenos products include its T24 retail banking platform used by hundreds of the world's banks.
"The combined business is expected to benef]]></description>
            <pubDate>Wed, 08 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Temenos_Misys_to_merge_4492</guid>
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			<title><![CDATA[Itau-Unibanco to take 100% of Redecard]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/ItauUnibanco_to_take_100_of_Redecard_4493</link>
            <description><![CDATA[Itau-Unibanco to take 100% of Redecard
Itau-Unibanco is to purchase the remaining 49.9 per cent of card&nbsp;payments processor Redecard&nbsp;it does not already own. The price is R$11.77 billion (US$6.84bn).
"Cielo and Redecard, which used to proc]]></description>
            <pubDate>Wed, 08 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/ItauUnibanco_to_take_100_of_Redecard_4493</guid>
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			<title><![CDATA[Citi to launch own brand credit card in China]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Citi_to_launch_own_brand_credit_card_in_China_4494</link>
            <description><![CDATA[Citi to launch own brand&nbsp;credit card in China
Citi will become the first foreign bank to issue a credit card under its own brand after it received approval from the China Banking Regulatory Commission. The business will encompass both retail an]]></description>
            <pubDate>Wed, 08 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Citi_to_launch_own_brand_credit_card_in_China_4494</guid>
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			<title><![CDATA[Deutsche Bank makes 4.3 billion in 2011]]></title>
            <link>http://www.lafferty.com/Retail-Banking-Insights/News/Deutsche_Bank_makes_43_billion_in_2011_4487</link>
            <description><![CDATA[Deutsche Bank makes &euro;4.3 billion in 2011
Deutsche Bank's full year income before interest and tax was &euro;4.3 billion in 2011 - up from &euro;2.3 billion in 2010.
"Once again, Deutsche Bank has proved its ability to deliver substantial earni]]></description>
            <pubDate>Mon, 06 Feb 2012 00:00:00 GMT</pubDate>
            <category>Retail Banking Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Retail-Banking-Insights/News/Deutsche_Bank_makes_43_billion_in_2011_4487</guid>
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			<title><![CDATA[MasterCard appoints Marion King to head UK/Ireland]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/MasterCard_appoints_Marion_King_to_head_UKIreland_4488</link>
            <description><![CDATA[MasterCard appoints Marion King&nbsp;to head&nbsp;UK/Ireland
MasterCard Europe has appointed Marion King&nbsp;as President of its UK and Ireland business. King will join MasterCard on 12th March and report to Javier Perez, President of MasterCard Eu]]></description>
            <pubDate>Mon, 06 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/MasterCard_appoints_Marion_King_to_head_UKIreland_4488</guid>
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			<title><![CDATA[Garanti to offer Facebook Credits]]></title>
            <link>http://www.lafferty.com/Cards-Insights/News/Garanti_to_offer_Facebook_Credits_4489</link>
            <description><![CDATA[Garanti to offer&nbsp;free Facebook Credits
Turkey's Garanti Bank&nbsp;will offer its Bonus cardholders free Facebook Credits when they spend with their cards at stores or web sites that are part of the Bonus scheme. &nbsp;It is the first Facebook c]]></description>
            <pubDate>Mon, 06 Feb 2012 00:00:00 GMT</pubDate>
            <category>Cards Insights</category>
            <guid isPermaLink="true">http://www.lafferty.com//Cards-Insights/News/Garanti_to_offer_Facebook_Credits_4489</guid>
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