A possible sale of a government share in mid-sized lender UCPB has shone a light on retail banking activities in the Philippines
Consumer credit has shown strong growth in Latin America in the last decade. While increasing economic prosperity, which has led to incomes rising across the region, is the key driver, by looking at debt-to-income ratios we can examine how the level of indebtedness has grown in real terms
Retail banks are driven to seek new markets, sometimes in foreign countries: besides local intelligence and supportive institutions, duty of care is paramount for success
By Fin Keegan
In September 2013, Sir Richard Lambert was asked by the chairmen of several leading UK banks to draw up proposals for a new organisation to raise standards in banking
Optimisation of banking processes
Professional retail bankers are increasingly expected to continue professional education and indeed this is a requirement of membership of the International Academy of Retail Banking
The latest International Retail Banking Council meeting focused on the key issues of digital services, banking standards and the longevity of the physical branch
Two new series of executive research reports covering the credit and debit cards markets.
Each databank is available by region – Africa, Asia-Pacific, Eastern Europe, Latin America, North America, Middle East and Western Europe.
Published throughout July 2014
Risk is not a Number -
The impact of UK banking standards around the world
Thursday 21 August, 10am BST
Author, Commonsense Risk Management, published by Lafferty Group